Layaway Policy

Mio Jewelry Watches is pleased to offer a layaway program designed to provide customers with flexible payment options when purchasing luxury timepieces and fine jewelry.

1. Eligibility

Layaway is available on select items and is subject to approval and availability.

2. Deposit Requirement

A minimum 15% non-refundable deposit is required to place an item on layaway.
Once the deposit is received, the item is removed from active inventory and held exclusively for the customer.

3. Available Payment Terms

Customers may choose from the following layaway durations:

• 30-day layaway

• 60-day layaway

• 90-day layaway

All payment timelines begin on the date the deposit is received.

4. Payment Schedule

Customers may make payments at any time during the layaway period as long as the full balance is paid by the end of the term.
Accepted payment methods include wire transfer, Zelle, and credit card (fees may apply).

5. Cancellation Non-Refund Policy

If the customer cancels the layaway, is unable to complete payments, or fails to pay the remaining balance within the chosen timeframe, all payments made—including the deposit—are strictly non-refundable.

This includes:

• The initial deposit

• Any partial payments made throughout the layaway term

In the event of cancellation or non-payment, the item will be placed back into active inventory.

6. Completion of Layaway

After the final payment is made and the layaway is paid in full, Replica Watches will prepare the item for shipment or pickup.
All shipments are completed via FedEx Priority Overnight, fully insured.

7. Modifications

Any changes to the layaway plan, including term adjustments or item substitutions, must be requested in writing and approved by Replica Watches .

8. Acceptance of Terms

Submitting a deposit and placing an item on layaway indicates full acceptance of this policy and all terms stated above.